Smart Financial Support, Built Around You

Pension, Investment, Estate & Later Life Planning to suit your needs.

Personal Service

I take pride in offering a highly personal, one-to-one service tailored to your unique needs.

Award Winning

My commitment to quality advice has been recognised with an industry award for outstanding service.

Mortgage & Protection Advice

Partnered with Personal Touch Kent for all your Mortgage & Protection Needs. Click here to visit their website.

Part of the Invicta Group

Providing access to further expertise and support for my clients.

Welcome to PTK-Invicta

As a Chartered Independent Financial Planner, I work with individuals and businesses to navigate life’s key financial milestones with clarity and confidence. My mission is simple: to help you make the most of what you have today — and build the future you want tomorrow.

Building Wealth

Building a financial plan that reflects your goals – for your family, your business, and your future.

Retirement Planning

Effective pension planning lets you enjoy travel and family time now and cover care costs down the road.

Later Life Planning

Borrowing Strategies to Maintain Comfort and Security in Retirement.

Estate Planning

A strong financial plan secures your family’s future and preserves your legacy.

Business Owners

Helping you manage your finances confidently, so your business & personal wealth thrive together.

What people have said ...

“Pensions have always made me nervous. Planning ahead and making sure we will have enough money for our retirement was always a worry but so was handing the reigns over to someone else. Luis is very thorough and makes sure you have all the information you need to make the right decision. Our pensions are now being looked after on a daily basis and are working hard to provide the future we want. Luis is always on hand if we have any financial questions”.

"Luis has been excellent at helping me to understand pensions and plan financially for retirement. He is a very polite and approachable person who takes the time to fully explain things and answers any questions I have."

"Luis was very professional and came to my home promptly. He went through everything with me, he was very patient and explained everything clearly, with no pressure."

"Luis has provided excellent advice in respect of my current pension position and use of property assets to ensure an adequate retirement income as well as a plan as how to manage assets to benefit others after our passing. This has left us confident in understanding our current position, future planning and most importantly peace of mind."